Beneficiaries Who gets your money
Annuity Beneficiary Considerations A beneficiary is a person or entity that receives the value of the annuity or annuitization payments…
Annuity Moving Parts Explained
FINRA® Letter What is an equity-indexed annuity? While technically classified as a fixed annuity, an equity-indexed annuity (EIA), also referred…
COVID 19 Corona Virus Scam Alert
Many charitable organizations are dedicated to helping those affected by COVID-19. Scammers often pose as legitimate charitable organizations in order…
COVID 19
Since the turn of the millennium, the market's negative response to health crises has been relatively short-lived. As this table…
What is a Bear Market?
If you're reconsidering your current investment strategy, a volatile market is probably the worst time to turn your portfolio inside…
What is the difference between a Will and a Trust?
Wills and trusts are common documents used in estate planning. While each can help in the distribution of assets at…
How to Tap Retirement Savings during a Financial Crisis
If your work-based retirement plan allows loans, you typically can borrow up to the lesser of 50% of your vested…
You are going to retire when?
Just how wealthy are you? You'll want to figure that out before you make any major life decisions. Your first…
Money after Marriage
Merging Your Money When You Marry Getting married is exciting, but it brings many challenges. One such challenge that you…
IRA Distributions, What Is It?
Distributions from Traditional IRAs: Between Ages 59 1/2 and 70 1/2 What is an IRA distribution? A withdrawal from an…
IRA’s What you DON’T know
What are my options if I inherit an IRA or an employer retirement savings plan account? If you don’t want…
Financial Inventory
Asset Protection in Estate Planning You’re beginning to accumulate substantial wealth, but you worry about protecting it from future potential…
Unemployment
What is coping with unemployment? Coping with unemployment means breaking away from the past and facing your future. It…
Funeral Planning
Planning a Family? Get to Know Your Health Insurance Policy Congratulations! You’ve decided to start a family. Up until now,…
Job Offer Evaluation
If you're considering changing jobs, you're not alone. Today, few people stay with one employer until retirement. It's likely that…
Borrowing Options
Establishing credit You must first establish a credit record if you want to have ready access to loans when…
Credit Issues
Establishing credit You must first establish a credit record if you want to have ready access to loans when…
Managing Debt
Debt Management What is debt management? As a modern consumer, you need credit. When you were growing up, you…