Many charitable organizations are dedicated to helping those affected by COVID-19. Scammers often pose as legitimate charitable organizations in order…

Just how wealthy are you? You'll want to figure that out before you make any major life decisions. Your first…

What are my options if I inherit an IRA or an employer retirement savings plan account? If you don’t want…

Planning a Family? Get to Know Your Health Insurance Policy Congratulations! You’ve decided to start a family. Up until now,…

New Reports Highlight Continuing Challenges for Social Security and Medicare Most Americans will receive Social Security and Medicare benefits at…

Understanding Trusts In recent years the public has been bombarded with a barrage of advertisements, brochures, and articles about trusts…

https://www.youtube.com/watch?v=1FrkP4G_mUg

Are you suddenly on your own or forced to assume greater responsibility for your financial future? Unsure about whether you’re…

  Source: Social Security Administration, Office of the Chief Actuary, Benefits in Current Payment Status, June 2016  

The best time to plan for the possibility of nursing home care is when you’re still healthy. By doing so,…

What is it? By definition, a crisis is a turning point, a time when you have to make crucial decisions…

What is it? When the account owner of a traditional individual retirement account (IRA) or employer-sponsored retirement plan dies, the…

A funeral is an event that allows the family and friends of someone who has died to both celebrate that…

Death of a Family Member Checklist Losing a loved one can be a difficult experience. Yet, during this time, you…

You’ve worked hard over the years to accumulate wealth, and you probably find it comforting to know that after your…

You’re beginning to accumulate substantial wealth, but you worry about protecting it from future potential creditors. Whether your concern is…

When you die, you leave behind your estate. Your estate consists of your assets–all of your money, real estate, and…

If you care about what happens to your money, home, and other property after you die, you need to do…

Why you might consider discussing trusts with your attorney Trusts may be used to minimize estate taxes for married individuals…

Giving to charity is not only personally satisfying, the IRS (and possibly your state) also rewards you with generous tax…

Federal Gift and Estate Tax Year Applicable Exclusion Amount Highest Tax Rate 2009 $1 million for gift tax purposes $3.5…

The act of giving away your property, either during life or at death, will probably be subject to one or…

Conducting a Periodic Review of Your Estate Plan What is conducting a periodic review of your estate plan? With your…

TERM LIFE QUOTE: https://www.naaip.org/gfsfinancial/compare-life# What is it? An irrevocable life insurance trust (ILIT), sometimes referred to as a wealth replacement…

Simply put, maximizing the estate planning value of life insurance means getting the most bang for your buck. That is,…

What is life insurance? A contract Technically, life insurance is a contract between the policyowner (which can be you, “the…

An executor is a personal representative who acts for you after your death. You nominate or designate an executor in…

What is a will? A will may be the most vital piece of your estate plan, even if your estate…

General information Yes No N/A 1. Has relevant personal information been gathered? Personal details Family details Current advisory team Goals…

Your chances of requiring some sort of long-term care increase as you age, and long-term care insurance (LTCI) can help…

Long-term care insurance (LTCI) policies come in many shapes and sizes. The number of options available can make it difficult…

Aging is inevitable, and a gradual (or not so gradual) inability to function independently is a great concern for many…

Long-term care insurance (LTCI) pays a certain dollar amount per day, for a set period, for skilled, intermediate, or custodial…

In the context of long-term nursing home care, a number of governmental (and governmentally regulated) programs and tools exist to…

In some ways, comparing long-term care insurance (LTCI) policies from different insurance companies is like comparing apples with oranges. LTCI…

In general, long-term care refers to a broad range of medical and personal services designed to assist individuals who have…

Federal law encourages states to seek reimbursement from Medicaid recipients for Medicaid payments made on their behalf. There are two…

Introduction Whether you should purchase a long-term care insurance (LTCI) policy depends on your financial ability, age, health status, retirement…

  General information Yes No N/A 1. Has relevant personal information been gathered? Name Date of birth Legal state of…

Deciding when to retire may not be one decision but a series of decisions and calculations. For example, you’ll need…

Throughout your career, retirement planning will likely be one of the most important components of your overall financial plan. Whether…

Answer: Risk tolerance is an investment term that refers to your ability to endure market volatility. All investments come with…