Category: Changing Jobs

You are going to retire when?

Just how wealthy are you? You'll want to figure that out before you make any major life decisions. Your first impulse may be to go out and buy things, but that may not be in your best interest. Even if you're used to handling your own finances, now's the...
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Getting Help from a Financial Professional

Are you suddenly on your own or forced to assume greater responsibility for your financial future? Unsure about whether you’re on the right track with your savings and investments? Finding yourself with new responsibilities, such as the care of a child or an aging parent? Facing other life events,...
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What is COBRA?

Health Care During Transitional Periods The term “COBRA” is commonly used to refer to certain provisions of Title X of the Consolidated Omnibus Budget Reconciliation Act of 1986. This law provides an opportunity for employees and their dependents who have been covered by an employer-sponsored health insurance plan to...
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If I leave my company, can I take my life insurance policy with me?

NEED TERM LIFE INSURANCE? GET A NO OBLIGATION QUOTE BY CLICKING THIS LINK: https://www.naaip.org/gfsfinancial/compare-life# Answer: If you leave your company, you can often continue your life insurance coverage with the same insurance company. The group life insurance contract under which you are insured may have a conversion privilege available...
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Health Savings Accounts: Are They Just What the Doctor Ordered?

Are health insurance premiums taking too big of a bite out of your budget? Do you wish you had better control over how you spend your health-care dollars? If so, you may be interested in an alternative to traditional health insurance called a health savings account (HSA). How does...
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Group Disability Insurance

If a disabling illness or injury were to prevent you from working for weeks, months, or even years, how would you support yourself and your family? If disability strikes, you may discover that your most valuable asset isn’t your home or your savings–it’s your ability to earn a living....
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Evaluating a Job Offer

If you’re considering changing jobs, you’re not alone. Today, few people stay with one employer until retirement. It’s likely that at some point during your career, you’ll be looking for a new job. You may be looking to make more money or seeking greater career opportunities. Or, you may...
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Taking Advantage of Employer-Sponsored Retirement Plans

Employer-sponsored qualified retirement plans such as 401(k)s are some of the most powerful retirement savings tools available. If your employer offers such a plan and you’re not participating in it, you should be. Once you’re participating in a plan, try to take full advantage of it. Understand your employer-sponsored...
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The Fundamentals of Disability Insurance

Disability insurance pays benefits when you are unable to earn a living because you are sick or injured. Most disability policies pay you a benefit that replaces a percentage of your earned income when you can’t work. Why would you need disability insurance? Your chances of being disabled for...
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Health Insurance Made Simple

Let’s face it–in today’s world, health insurance is a necessity. In fact, most U.S. citizens and legal residents must have qualifying health insurance or face a penalty tax. Yet the cost of medical care is soaring higher every year, and it’s becoming increasingly difficult (and in some cases, impossible)...
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Starting a New Career

GET LIFE INSURANCE FIRST WHILE YOU ARE YOUNG AND IT IS VERY CHEAP. CLICK FOR FREE TERM LIFE QUOTE: https://www.naaip.org/gfsfinancial/compare-life#    Starting a New Career Introduction Downsizing is one reason you may be seeking a new career. Reaching a professional plateau is another. The fact is, many people change...
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Considering a New Employment Opportunity

What is it? In the past, workers stayed with the same company for years and years, working their way up in the company. However, times have changed. Businesses facing hard economic times restructure, forcing employees to look for new jobs. It’s also become common for workers to change jobs...
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Changing Jobs

  General information Yes No N/A 1. Has relevant personal information been gathered? Names, ages Children and other dependents 2. Has financial situation been assessed? Income Expenses Assets Liabilities Notes: Employee benefits Yes No N/A 1. Has a benefits package been discussed with the new employer? 2. If yes,...
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