If your work-based retirement plan allows loans, you typically can borrow up to the lesser of 50% of your vested…

Just how wealthy are you? You'll want to figure that out before you make any major life decisions. Your first…

What are my options if I inherit an IRA or an employer retirement savings plan account? If you don’t want…

Little Known IRA Facts You Can Use When it comes to IRAs, the tax rules get pretty complicated, to say…

Assessing Portfolio Performance: Choose Your Benchmarks Wisely You can’t help but hear about the frequent ups and downs of the…

Five Steps to Tame Financial Stress Do you sometimes lie awake at night thinking about bills that need to be…

If you want to limit potential losses while participating in the potentially attractive returns of a market-driven investment but would…

Answer: Yes, but the taxable portion of your distribution may be subject to a 10 percent penalty for early withdrawal…

If you take a distribution from your IRA intending to make a 60-day rollover, but for some reason the funds…

You’ve probably heard that if you withdraw taxable amounts from your 401(k) or 403(b) plan before age 59½, you may…

When you change jobs, you need to decide what to do with the money in your 401(k) plan. Should you…

Qualified employer-sponsored retirement plans can provide a number of tax and nontax benefits to employees. The employee perspective on these…

Required distributions and non-spousal death benefits can’t be rolled over. Required distributions, certain periodic payments, hardship distributions, corrective distributions, and…

Required distributions and nonspousal death benefits can’t be rolled over. You can make only one tax-free, 60-day, rollover from one…

Answer: If you are 50 or older, or you will reach age 50 by the end of the year, you…

What is it? When the account owner of a traditional individual retirement account (IRA) or employer-sponsored retirement plan dies, the…

  Distributions from Traditional IRAs: Between Ages 59½ and 70½ A withdrawal from an IRA is referred to as a…

Father Time doesn’t always have a good reputation, particularly when it comes to birthdays. But when it comes to saving…

Deciding when to retire may not be one decision but a series of decisions and calculations. For example, you’ll need…

Throughout your career, retirement planning will likely be one of the most important components of your overall financial plan. Whether…

In general, your retirement plan benefits pass to the beneficiaries you designate on the plan beneficiary designation form. It is…

Answer: There’s no way to know the answer to that without reviewing your individual circumstances and financial goals. However, if…

Selecting beneficiaries for retirement benefits is different from choosing beneficiaries for other assets such as life insurance. With retirement benefits,…

Answer: Risk tolerance is an investment term that refers to your ability to endure market volatility. All investments come with…

Answer: A qualified plan is an employer-sponsored retirement plan that qualifies for special tax treatment under Section 401(a) of the…

The following worksheet may help you assess your ability to take on investment risk in pursuit of long-term goals. Answer…

Income tax Like other distributions from traditional IRAs and retirement plans, RMDs are generally subject to federal (and possibly state)…

Should You Delay Your First RMD? Remember, you have the option of delaying your first distribution until April 1 following…

How Are RMDs Calculated? RMDs are calculated by dividing your traditional IRA or retirement plan account balance by a life…

What Are Required Minimum Distributions (RMDs)? Required minimum distributions, often referred to as RMDs or minimum required distributions, are amounts…

In general, a rollover is the movement of funds from one retirement savings vehicle to another. You may want, or…

If you’ve lost your job, or are changing jobs, you may be wondering what to do with your 401(k) plan…

How much do you really know about your employer-sponsored retirement savings plan? If you’re like many people, you have many…

It’s generally a good idea to review your employer-sponsored retirement savings plan at least once each year and when major…

Can I roll a retirement plan distribution into an IRA? Answer: If you’re asking this question, you probably have a…