Category: rollover

IRA Distributions, What Is It?

Distributions from Traditional IRAs: Between Ages 59 1/2 and 70 1/2 What is an IRA distribution? A withdrawal from an IRA is referred to as a distribution. Distributions can come in the form of several payment patterns, from a one-time (lump-sum) payment to a series of distributions over several...
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IRA’s What you DON’T know

What are my options if I inherit an IRA or an employer retirement savings plan account? If you don’t want the money, you can always disclaim (refuse to accept) the inherited IRA or plan funds. But if you’re like most people, you will want the money. Your first thought...
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Little Known IRA Facts You Can Use

Little Known IRA Facts You Can Use When it comes to IRAs, the tax rules get pretty complicated, to say the least. Here are five unusual IRA facts:   Military death benefits can be contributed to a Roth IRA: Help families of veterans with this one because it can...
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Indexed Annuities

If you want to limit potential losses while participating in the potentially attractive returns of a market-driven investment but would also like a guaranteed return, an indexed annuity might be worth checking out. The performance of indexed annuities, also referred to as equity-indexed or fixed-indexed annuities, is tied to...
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Getting Help from a Financial Professional

Are you suddenly on your own or forced to assume greater responsibility for your financial future? Unsure about whether you’re on the right track with your savings and investments? Finding yourself with new responsibilities, such as the care of a child or an aging parent? Facing other life events,...
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Rollovers

In general, a rollover is the movement of funds from one retirement savings vehicle to another. You may want, or need, to make a rollover for any number of reasons–your employment situation has changed, you want to switch investments, or you’ve received death benefits from your spouse’s retirement plan....
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Rollover 1

Can I roll a retirement plan distribution into an IRA? Answer: If you’re asking this question, you probably have a 401(k) or other retirement plan through a former employer. The short answer is yes–most retirement plans allow you to roll your plan funds over into an IRA after you’ve...
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